Why Research Discount Stacking
On the Binance platform, multiple discount measures can be used simultaneously. Most people only know one or two, unaware that the combined savings from full stacking far exceed expectations.
A single discount might save you 10%-20%, but stacking multiple discounts together can achieve 50%-60% total savings. This means for every 10,000 USDT traded, you can pay 4-6 USDT less in fees.
Types of Stackable Discounts
Complete Discount System
| Discount Type | Savings Range | Difficulty to Obtain | Permanent? |
|---|---|---|---|
| Referral rebate | 10%-40% | Easy | Permanent |
| BNB deduction | 25% (spot) | Easy | As long as you hold BNB |
| VIP level | 10%-50% rate reduction | Requires volume | Monthly evaluation |
| Limit orders (Maker) | 0%-60% (futures) | Technical skill | Per-trade choice |
| Event vouchers | Variable | Follow events | Limited time |
| Zero-fee trading pairs | 100% | Event-dependent | Limited time |
Which Can Be Stacked
| Discount A | Discount B | Stackable? |
|---|---|---|
| Rebate | BNB deduction | Yes |
| Rebate | VIP level | Yes |
| Rebate | Limit orders | Yes |
| BNB deduction | VIP level | Yes |
| BNB deduction | Limit orders | Yes |
| VIP level | Limit orders | Yes |
| Rebate | Zero-fee event | Not applicable (no fees = no rebate) |
Stacking Plans Explained
Plan 1: Beginner Basic Plan
Suited for: Newly registered users
Stack: Referral rebate + BNB deduction
Steps:
- Register through a referral link (receive 20%+ rebate)
- Purchase a small amount of BNB
- Enable "Use BNB to Pay Fees"
Fee calculation (10,000 USDT spot Taker trade):
| Step | Fee | Savings |
|---|---|---|
| Standard fee | 10 USDT | Baseline |
| After BNB deduction (-25%) | 7.5 USDT | 2.5 USDT |
| After rebate (-20%) | 6 USDT | 4 USDT |
| Total savings | - | 40% |
Plan 2: Advanced Optimization Plan
Suited for: Users with moderate volume (1M+ monthly)
Stack: Referral rebate + BNB deduction + VIP 1 + Limit orders
Steps:
- Register through referral link (20%+ rebate)
- Enable BNB fee deduction
- Maintain monthly volume above 1M (reach VIP 1)
- Prioritize limit orders
Fee calculation (10,000 USDT spot Maker trade):
| Step | Fee | Rate |
|---|---|---|
| VIP 1 Maker rate | 9 USDT | 0.09% |
| After BNB deduction (-25%) | 6.75 USDT | 0.0675% |
| After rebate (-20%) | 5.4 USDT | 0.054% |
| Total savings | 4.6 USDT | 54% |
Plan 3: Professional Level Plan
Suited for: High-volume professional traders (5M+ monthly)
Stack: Referral rebate + BNB deduction + VIP 2 + Limit orders + Event discounts
Fee calculation (10,000 USDT spot Maker trade):
| Step | Fee | Rate |
|---|---|---|
| VIP 2 Maker rate | 8 USDT | 0.08% |
| After BNB deduction (-25%) | 6 USDT | 0.06% |
| After rebate (-20%) | 4.8 USDT | 0.048% |
| Total savings | 5.2 USDT | 52% |
Futures Trading Stacking Strategy
Futures stacking strategy differs from spot because BNB deduction rates differ and the Maker/Taker rate gap is larger.
Optimal Futures Stacking Plan
10,000 USDT margin, 10x leverage, USDT-M futures
Actual volume: 100,000 USDT
| Optimization Plan | Open Fee | Close Fee | Total Fee | Rebate | Net Cost |
|---|---|---|---|---|---|
| No optimization (Taker) | 50 USDT | 50 USDT | 100 USDT | 0 | 100 USDT |
| Rebate 20% only | 50 USDT | 50 USDT | 100 USDT | 20 | 80 USDT |
| Rebate + BNB | 45 USDT | 45 USDT | 90 USDT | 18 | 72 USDT |
| Rebate + BNB + Maker | 18 USDT | 18 USDT | 36 USDT | 7.2 | 28.8 USDT |
| Full optimization (with VIP 1) | 14.4 USDT | 14.4 USDT | 28.8 USDT | 5.76 | 23.04 USDT |
After full optimization, futures trading fees drop from 100 USDT to 23.04 USDT -- a 77% savings!
Detailed Explanation of Each Discount
Referral Rebate
How to get it: Register through a referral link Rebate calculation base: Actual fees paid Scope: All trading types Duration: Permanent
Key details:
- Rebates are based on actual fees paid; if BNB deduction is used, the rebate base is the post-deduction amount
- Rebate rate is set at registration and cannot be changed later
- Even if the referrer's account status changes, your rebate is unaffected
BNB Fee Deduction
How to get it: Hold BNB and enable the setting Discount rate: Spot 25%, Futures 10% Deduction method: System automatically pays fees using BNB
How much BNB do you need:
| Monthly Volume (Spot) | Monthly Fee | Monthly BNB Needed | Recommended Holdings |
|---|---|---|---|
| 100K USDT | ~100 USDT | ~0.17 BNB | 0.2 BNB |
| 500K USDT | ~500 USDT | ~0.83 BNB | 1 BNB |
| 1M USDT | ~1,000 USDT | ~1.67 BNB | 2 BNB |
(Calculated at BNB price of 600 USDT)
VIP Level Rates
How to get it: Meet trading volume requirements Evaluation: Daily automatic evaluation (based on past 30-day volume) Rate changes: Higher levels mean lower Maker and Taker rates
| Level | 30-Day Volume | Spot Maker | Spot Taker | Savings vs Regular |
|---|---|---|---|---|
| Regular | <1M | 0.1% | 0.1% | Baseline |
| VIP 1 | >=1M | 0.09% | 0.1% | Maker -10% |
| VIP 2 | >=5M | 0.08% | 0.1% | Maker -20% |
| VIP 3 | >=10M | 0.07% | 0.09% | Both reduced |
Limit Orders (Maker)
How to get it: Place limit orders Scope: All trading types Maximum impact scenario: Futures trading (Maker 0.02% vs Taker 0.05%)
Event Discounts
How to get it: Participate in Binance platform events Examples:
- Fee discount vouchers
- Trading volume rewards
- New user exclusive offers
- Zero-fee specific trading pairs
Discount Stacking Calculation Order
Understanding the stacking order is important because it affects the final savings:
Calculation Order
- Determine base rate (VIP level determines this)
- Choose order type (Maker or Taker rate)
- Apply BNB deduction (based on step 2 result)
- Calculate rebate (based on step 3 result, i.e., the actually paid amount)
Calculation Example
VIP 1 user, spot Maker trade of 10,000 USDT, 20% rebate, BNB deduction enabled:
| Step | Calculation | Result |
|---|---|---|
| 1. Base rate (VIP 1 Maker) | 10,000 x 0.09% | 9 USDT |
| 2. BNB deduction (25%) | 9 x (1-25%) | 6.75 USDT |
| 3. Rebate (20%) | 6.75 x 20% | 1.35 USDT |
| 4. Actual cost | 6.75 - 1.35 | 5.4 USDT |
| Effective rate | 5.4 / 10,000 | 0.054% |
Annual Savings Projections
Scenario: Trader with 1M USDT Monthly Volume
| Optimization Level | Monthly Cost | Annual Cost | Annual Savings |
|---|---|---|---|
| No optimization | 1,000 USDT | 12,000 USDT | Baseline |
| Basic (rebate 20% only) | 800 USDT | 9,600 USDT | 2,400 USDT |
| Intermediate (rebate + BNB) | 600 USDT | 7,200 USDT | 4,800 USDT |
| Advanced (full stack) | 432 USDT | 5,184 USDT | 6,816 USDT |
After full optimization, you can save nearly 7,000 USDT per year!
Quick Action Checklist
If you want to start saving immediately, follow this order:
Immediate actions (complete within 5 minutes):
- [ ] Confirm account has referral rebate linked
- [ ] Purchase a small amount of BNB
- [ ] Enable BNB fee deduction
Complete this week:
- [ ] Learn to use limit orders
- [ ] Check current VIP level and gap to next tier
- [ ] Review Binance announcements for discount events
Ongoing optimization:
- [ ] Monthly VIP level check
- [ ] Follow new discount events
- [ ] Regular evaluation of optimization results
Conclusion
Binance's discount system is multi-layered; using any single discount captures only partial savings. A true savings expert stacks all available discounts into a complete fee optimization strategy. Starting with simple rebates and BNB deduction, progressively adding VIP levels and limit order strategies, your trading costs can be reduced by over 50%.
In the investment world, reducing costs is the only guaranteed way to improve returns. Implementing these optimizations one by one adds guaranteed profit margin to every trade you make.
Sign Up for Binance – Claim Official 500U Bonus | Download Binance App
Claim Your 500U Bonus on Binance
Register on Binance through our exclusive link and enjoy permanent fee discounts